Praise be to Allaah.
Allaah says (interpretation of the meanings)
“And no moving (living) creature is there on earth but its provision is due from Allaah” [Hood 11:6]
“And so many a moving (living) creature carries not its own provision! Allaah provides for it and for you. And He is the All‑Hearer, the All‑Knower” [al-‘Ankaboot 29:60]
“Verily, Allaah is the All‑Provider, Owner of Power, the Most Strong” [al-Dhaariyaat 51:58]
“so seek your provision from Allaah (Alone), and worship Him (Alone), and be grateful to Him”
Allaah condemned the people of the Jaahiliyyah who killed their children for fear of poverty, and He forbade doing what they did. Allaah says (interpretation of the meaning):
“And kill not your children for fear of poverty. We shall provide for them as well as for you. Surely, the killing of them is a great sin” [al-Israa’ 17:31]
Allaah has commanded His slaves to put their trust in Him in all their affairs, and He is Sufficient for those who put their trust in Him. Allaah says (interpretation of the meaning):
“and put your trust in Allaah if you are believers indeed” [al-Maa’idah 5:23]
“And whosoever puts his trust in Allaah, then He will suffice him” [al-Talaaq 65:3].
So you have to put your trust in your Lord and believe that He will provide for you and your children. Do not let the fear of poverty prevent you from seeking to have children, for Allaah has guaranteed provision for all. By not wanting children for fear of poverty, you are imitating the people of the Jaahiliyyah.
You should also note that taking out loans with interest is ribaa (usury), for which Allaah issues the warning of a painful torment. It is one of the seven sins which condemn a person to Hell. The Prophet (peace and blessings of Allaah be upon him) said: “Avoid the seven sins which condemn a person to Hell…[which include] consuming ribaa.” And he (peace and blessings of Allaah be upon him) said: “Allaah has cursed the one who consumes ribaa, the one who pays it…” Consumption of ribaa is one of the greatest causes of poverty and loss of blessings, as Allaah says (interpretation of the meaning):
“Allaah will destroy Ribaa and will give increase for Sadaqaat (deeds of charity, alms)” [al-Baqarah 2:276]
I think that you do not know the ruling on interest-based loans. So seeks Allaah’s forgiveness for what is in the past, and do not do it again. Wait for your Lord to grant you a way out and seek provision from Him. Put your trust in Him for Allaah loves those who put their trust in Him.