Wed 23 Jm2 1435 - 23 April 2014
I am going to marry soon. By Allah’s grace we have done the contract of marriage few days ago, but now I am in debt and there are some instalments to be paid. Am I permitted to take a loan from the bank I am dealing with, in order to pay this debt and instalments, knowing that I will pay this loan in instalments and with interest? I know that this is a Riba loan, but I am obliged to do many things in the near future, I have to furbish my flat. Of course I will not be able to pay all the debt and instalments at the same time as furbishing my flat. This is really a very big burden I am not able to financially bear it. Is the loan I am going to take halal or haram?.
Praise be to Allaah.
We ask Allaah to make it easy for you to get married and to help you to do that. As for taking a loan with interest, it is haraam and is a grave major sin which it is not permissible to do in such cases. Allaah says (interpretation of the meaning):
“And whosoever fears Allaah and keeps his duty to Him, He will make a way for him to get out (from every difficulty)”
We advise you to seek the help of Allaah and turn to Him and ask Him to make things easy for you, and to plan well, budget and be patient until Allaah decrees a way out for you.
For more information on the rulings on riba-based loans we advise you to read the answers to questions no. 94832, 45910, 22905 and 21914.