Saturday 9 Thu al-Hijjah 1445 - 15 June 2024

Bay’ al-Wafaa’


What is Bay’ al-Wafaa’ and what are the rulings concerning it?


Praise be to Allah.

Bay’ al-Wafaa’ means selling something on the condition that when the vendor pays back the money he accepted, the purchaser will return the item to him.

The scholars have decided the following:

  1. This transaction is in reality a loan which leads to benefits for the lender, and is an attempt to get around the prohibition on ribaa. The majority of scholars said that this is not a valid transaction.

  2. This contract is not permissible according to sharee’ah.

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Source: Majma’ al-Fiqh al-Islami, p. 146