Wednesday 15 Shawwal 1445 - 24 April 2024

If one can’t find the lender in order to repay a debt, what should one do?


Many years ago I had borrowed a certain amount of money from a friend when I was working in a foreign country.
I could not repay that amount at that time. Now I have no way of contacting or even locating that person to repay the loan and it seems that I will never be able to locate him. I have seen in ahadeeth how important it is to repay a debt. This is a great burden on me and I keep praying to Allah to help me in repaying it.
If I am unable to find this gentleman how can I ever lighten this burden? The other thing in this scenario is that money gets devalued over years and the amount of money if returned now will have a lesser value. Is it enough to repay the exact amount or add to it taking into consideration the devaluation of the currency. Please advise me because this is one of the problems I am unable to solve and causing me great stress.
May Allah reward you.


Praise be to Allah.

If the currency in which you borrowed the money still has value, then you should repay the same amount. If you have tried to find the person without success, then give the same amount in charity on his behalf, and Allaah will ensure that the reward reaches him, for He knows the hearts of His slaves and He is Able to do all things.

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Source: Sheikh Muhammed Salih Al-Munajjid