Praise be to Allah.
The Ruling on Taking Interest-Based Profits
The money that you are going to take after five years will be composed of the capital – which is the money paid by the company – and the Riba-based profits – which are known as interest. Because Riba-based money is not permissible for you, you have no right to take any more than the capital, and you have to leave the interest to the bank, because Allah says (interpretation of the meaning):
{but if you repent, you shall have your capital sums.} [Al-Baqarah 2:279]
What to Do When You Are Forced to Take Interest Money
If the bank insists on you taking this prohibited interest, then you should take it and you have to get rid of it by giving it to charity; it is not permissible for you to keep it or benefit from it in any way.
Review these answers for additional information: (219679, 292, 22392, 81915, 114798, 60185, 27)
And Allah knows best.
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